STATE OF ALABAMA
COUNTY OF MARION
Default having been made of the terms of the loan documents secured by that certain mortgage executed by Jody Criddle Single Woman to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for CIS Financial Services, Inc. dba CIS Home Loans, its successors and assigns dated May 22, 2020; said mortgage being recorded on July 6, 2020, in Book 2020, Page 2056 in the Office of the Judge of Probate of Marion County, Alabama. Said Mortgage was last sold, assigned and transferred to CIS Financial Services, Inc. by assignment recorded in Deed Book 2023, Page 3130 in the Office of the Judge of Probate of Marion County, Alabama.
The undersigned, CIS Financial Services, Inc., under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash before the main entrance of the Court House in Marion County, Alabama during the legal hours of sale (between 11am and 4pm), on the 11th day of May, 2023 the following property, situated in Marion County, Alabama, to-wit:
THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE COUNTY OF MARION, STATE OF ALABAMA, AND IS DESCRIBED AS FOLLOWS: BEGIN AT THE NORTHWEST CORNER OF SOUTH 1/2 OF NE 1/4 OF SW 1/4, SECTION 28, TOWNSHIP 9 SOUTH, RANGE 12 WEST; THENCE SOUTH 0 DEGREES 26 MINUTES WEST ALONG THE WEST BOUNDARY LINE OF EAST 1/2 OF SAID SW 1/4 A DISTANCE OF 962.4 FEET; THENCE SOUTH 71 DEGREES 26 MINUTES EAST A DISTANCE OF 531.6 FEET TO AN IRON PIN LOCATED ON THE SOUTH RIGHT-OF-WAY LINE OF A COUNTY RAVED ROAD, 20 FEET FROM THE CENTER THEREOF; THENCE EASTERLY ALONG SAID SOUTH RIGHT-OF-WAY FINE THE FOLLOWING CALLS: SOUTH 68 DEGREES 25 MINUTES EAST A DISTANCE OF 72 FEET; SOUTH 65 DEGREES 45 MINUTES EAST A DISTANCE OF 93.8 FEET; SOUTH 63 DEGREES 29 MINUTES EAST A DISTANCE OF 86 FEET; SOUTH 68 DEGREES 35 MINUTES EAST A DISTANCE OF 62.7 FEET; SOUTH 87 DEGREES 15 MINUTES EAST A DISTANCE OF 52.8 FEET; NORTH 74 DEGREES 14 MINUTES EAST A DISTANCE OF 62.2 FEET; NORTH 52 DEGREES 55 MINUTES EAST A DISTANCE OF 66.4 FEET; NORTH 39 DEGREES 45 MINUTES EAST A DISTANCE OF 96.3 FEET; NORTH 40 DEGREES 09 MINUTES EAST A DISTANCE OF 86.7 FEET; NORTH 48 DEGREES 41 MINUTES EAST A DISTANCE OF 44.3 FEET TO AN IRON PIN LOCATED ON THE WEST RIGHT-OF-WAY LINE OF A SECOND COUNTY PAVED ROAD, 20 FEET FROM THE CENTER THEREOF; THENCE SOUTHERLY ALONG SAID WEST RIGHT-OF-WAY LINE THE FOLLOWING CALLS: SOUTH 06 DEGREES 12 MINUTES WEST A DISTANCE OF 65.2 FEET; SOUTH 0 DEGREES 52 MINUTES WEST A DISTANCE OF 221.5 FEET; SOUTH 12 DEGREES 21 MINUTES WEST A DISTANCE OF 46.7 FEET; SOUTH 29 DEGREES 47 MINUTES WEST A DISTANCE OF 63.2 FEET; SOUTH 44 DEGREES 47 MINUTES WEST A DISTANCE OF 76.8 FEET; SOUTH 45 DEGREES 51 MINUTES WEST A DISTANCE OF 522.4 FEET; SOUTH 48 DEGREES 00 MINUTES WEST A DISTANCE OF 91.2 FEET TO AN IRON PIN; THENCE NORTH 04 DEGREES 09 MINUTES WEST LEAVING SAID WEST RIGHT-OF-WAY LINE A DISTANCE OF 770.5 FEET TO THE POINT OF BEGINNING, CONTAINING 6.0 ACRES, MORE OR LESS, LYING AND BEING SITUATED IN SE 1/4 OF SW 1/4, SECTION 28, TOWNSHIP 9 SOUTH, RANGE 12 WEST, MARION COUNTY, ALABAMA.
THIS INCLUDES A MOBILE HOME WITH SERIAL # 11982942177AB AND HUD LABELS: TRA369609 & TRA369610. 1998 CHAMPION 27 X 76.
Said property is commonly known as 235
Hill Rd, Hackleburg, AL 35564.
Should a conflict arise between the property address and the legal description the legal description will control.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, all outstanding liens for public utilities which constitute liens upon the property, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, easements, rights-of-way, zoning ordinances, restrictions, special assessments, covenants, the statutory right of redemption pursuant to Alabama law, and any matters of record including, but not limited to, those superior to said Mortgage first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The successful bidder must present certified funds in the amount of the winning bid at the time and place of sale.
Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Mortgage.
CIS FINANCIAL SERVICES, INC.
as holder of said mortgage
McCalla Raymer Leibert Pierce, LLC
Two North Twentieth
2 20th Street North, Suite 1000
Birmingham, AL 35203
File No. 23-04535AL
March 29,April 5,12